Consumer loans are designed to help individuals finance essential purchases and investments, such as home renovations, vacations, or technological products. These loans typically come with fixed interest rates throughout the loan period, allowing borrowers to know their exact payment plans. For instance, Bank offers consumer loans with amounts up to €8,000 and maturities up to 84 months.
Auto loans enable customers to purchase new or used vehicles, with banks often financing a significant portion of the car's price. For example, Bank finances up to 90% of a new car's price over a maximum period of 84 months.
Home loans, or mortgage loans, assist individuals in purchasing, building, refinancing, or improving their homes. These loans often come with flexible repayment plans and competitive interest rates. For instance, Bank offers mortgage loans with favorable conditions for various housing needs.
Secured loans are backed by collateral, enabling borrowers to access funds at preferential rates. The loan amount typically depends on the value of the collateral. For example, Bank offers cash-covered loans tailored to your needs.
Education loans are designed to support individuals seeking to invest in their education or that of their children. These loans often come with preferential rates and flexible repayment options. For example, Bank offers financing for various purposes, including education, through their 1Kredi product.